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Trailer Reinsurance

What is It?

Reinsurance for Trailer Dealerships is a financial strategy where the dealership creates or participates in its own insurance company to retain the profits from F&I (Finance & Insurance) products, like extended warranties, GAP coverage, and prepaid maintenance, that are typically outsourced.

Rather than sending profits to a third-party provider, reinsurance allows you to keep that revenue in-house, turning it into a long-term asset for your business.

How It Works

When you sell an F&I product, such as a $400 service contract, that revenue usually goes to the warranty provider. Under a reinsurance model, your dealership partners with or owns a reinsurance company that collects that revenue, handles claims, and retains the remaining profit.

Why Would I want to Offer One

  • Profitability
  • You capture income that would otherwise go to outside insurers, increasing your dealership’s bottom line.
  • Tax & Investment Benefits
  • Reinsurance companies often enjoy favorable tax treatment and can invest retained earnings, building long-term wealth for your dealership.
  • Control & Customization
  • You manage claims, tailor product offerings, and deliver a better customer experience, all while improving service follow-through and customer loyalty.
  • Stability During Downturns
  • Retained profits can serve as a financial cushion during slower economic cycles, giving your dealership added resilience.

Trailer Dealer Retro and Profit Share Programs

What is It?

Dealer Retro and Profit Share Programs are partnership models between trailer dealerships and warranty providers. They allow dealerships to earn a percentage of profits from selling extended warranties, GAP, Tire & Wheel protection, and other add-on products. The more you sell, the more you earn—it’s a performance-based revenue stream designed to reward your dealership’s efforts.

How It Works

These programs operate on a simple principle: shared profits. When your dealership sells eligible warranty products:

  • You receive a portion of the underwriting profits (after claims and costs).

  • The more units sold, the higher your share.

There’s no need to meet large reinsurance thresholds, making it ideal for smaller dealerships.

Why Would I want to Offer One

  1. Unlock a New Revenue Stream:
    Earn additional income on top of trailer sales without increasing inventory or overhead.
  2. Great for Smaller Dealerships:
    Perfect for businesses selling under 250 trailers or fewer than 180 warranties annually—no reinsurance volume required.
  3. Boost Customer Loyalty:
    Offer attractive warranty products that increase customer satisfaction and drive repeat business.
  4. Low Risk, High Reward:
    You don’t manage claims, but you benefit financially when claims are low and products perform well.

Trailer Guarantee Asset Protection (GAP)

What is It?

GAP (Guaranteed Asset Protection) is optional coverage for customers who finance their trailer purchases. It covers the “gap” between the insurance payout and what the customer still owes on their loan if the trailer is stolen or totaled.

How It Works

Here’s a quick example:

  • Trailer’s value at the time of loss: $12,000

  • Loan balance: $11,000

  • Insurance payout: $8,000

  • Customer’s deductible: $1,000

  • GAP coverage needed: $3,000

  • Total GAP payout: $4,000

GAP coverage pays off the remaining loan plus the insurance deductible, saving your customer from an unexpected financial hit.

Why Would I want to Offer One

  • Increase Profit: Earn an extra $300 or more per financed trailer sold.

  • Add Value: Give your customers peace of mind and financial protection.

  • Differentiate Your Dealership: Offer a service most customers don’t know they need—until they do.

  • Easy Integration: Works with reinsurance and Dealer-Owned Warranty Company (DOWC) programs.

Trailer Extended Service Contracts

What is It?

  • Extended Service Contracts are optional coverage plans (essentially extended warranties) that go beyond the manufacturer’s warranty.

They cover a wide range of trailer components and services like axles, brakes, lights, roadside assistance, etc.

How It Works

  • Customers buy an ESC when purchasing a trailer.

  • If something goes wrong with a covered component, the customer can have it repaired at any authorized service center in the U.S. or Canada.

If the customer is within 40 miles of your dealership, they are required to return to your service department (unless you permit otherwise), increasing service business.

Why Would I want to Offer One

  • Increased Profits: You can earn $300–$500 extra per trailer.

  • Customer Loyalty: ESCs bring customers back to your dealership, especially with the 40-mile tie-back.

  • Differentiation: Offering ESCs sets you apart as a dealer that provides post-sale support.

  • Easy to Implement: Valid nationwide, customizable for any trailer type, and eligible for reinsurance or DOWC programs.

Trailer Tire & Wheel Road Hazard Coverage

What is It?

Tire & Wheel Road Hazard Coverage is essential for anyone towing trailers regularly. It’s designed to repair or replace tires and wheels damaged by road hazards like potholes, nails, and glass—things you often find on public roads but shouldn’t.

How It Works

When a tire or wheel is damaged by a covered hazard, your customer is protected. The plan covers:

  • Full repair or replacement of tires and wheels

  • Labor, taxes, mounting, balancing, and disposal fees

  • Optional coverage for curb damage and cosmetic repairs

  • 24/7 roadside assistance, including towing, fuel delivery, flat tire changes, and locksmith services

  • Up to $500 in emergency travel expenses

Coverage lengths from 1 to 5 years

Why Would I want to Offer One

Because it’s a win-win:

  • It’s the #1 most sold extended warranty in the trailer industry

  • Delivers real value to customers by covering common, frustrating issues

  • Boosts your bottom line by adding $200+ profit per trailer

  • It’s low cost, easy to offer, and makes you look like a hero when your customers need help

Trailer Tire & Wheel Road Hazard Coverage

What is It?

Tire & Wheel Road Hazard Coverage is essential for anyone towing trailers regularly. It’s designed to repair or replace tires and wheels damaged by road hazards like potholes, nails, and glass—things you often find on public roads but shouldn’t.

How It Works

When a tire or wheel is damaged by a covered hazard, your customer is protected. The plan covers:

  • Full repair or replacement of tires and wheels

  • Labor, taxes, mounting, balancing, and disposal fees

  • Optional coverage for curb damage and cosmetic repairs

  • 24/7 roadside assistance, including towing, fuel delivery, flat tire changes, and locksmith services

  • Up to $500 in emergency travel expenses

Coverage lengths from 1 to 5 years

Why Would I want to Offer One

Because it’s a win-win:

  • It’s the #1 most sold extended warranty in the trailer industry

  • Delivers real value to customers by covering common, frustrating issues

  • Boosts your bottom line by adding $200+ profit per trailer

  • It’s low cost, easy to offer, and makes you look like a hero when your customers need help

Trailer Tire Seal Protection

What is It?

Tire Seal Protection introduces a groundbreaking solution for trailer owners—a patented liquid sealant that effectively guards against leaks and punctures up to 5/8th of an inch in diameter. This sealant is directly injected into your trailer’s tubeless tires, providing robust defense against common rim and seal bead leaks. If the sealant fails to seal the leak, we will pay to repair or replace the damaged tires and or wheels.

How It Works

  • The sealant is installed in the tires at the dealership or during trailer prep.

  • It remains liquid and active inside the tire.

  • If a puncture or leak occurs, the sealant rushes to the area, instantly sealing it.

If sealing fails, we pay for the tire or wheel to be repaired or replaced.

Why Would I want to Offer One

Offering Tire Seal Protection is a no-brainer for dealerships:

  • $200+ profit per trailer

  • Low-cost, high-impact value-add

  • Demonstrable product – show customers how it works!

  • Increases customer satisfaction & peace of mind

  • Acts as a non-cancellable profit center, like paint or fabric protection

Customers see the benefit immediately, and your dealership builds trust while increasing profit margins.

Trailer Theft Protection

What is It?

Trailer Theft Protection is a security measure that involves applying unique, coded stickers called “Trailer Etch” or “Trailer Code” to critical areas of your trailers. These stickers have unique codes that glow under UV light, making them traceable even if they are removed by thieves.

If a trailer with these labels is stolen and not recovered, your customer can receive up to $5,000 to help offset their loss, providing a layer of financial safety.

How It Works

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Why Would I want to Offer One

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.

Trailer RecovR GPS

What is It?

RecovR is an advanced GPS-based system that helps trailer dealerships track, manage, and protect their inventory. Created by Kudelski IoT, it’s specifically designed for trailer lots, making operations more efficient while offering customers and dealers valuable security features.

How It Works

  • 1-Minute Wireless Installation
    No wires, no hassle. RecovR installs in just 60 seconds with a 5-year battery.

     

  • Real-Time Visibility
    Access your entire trailer inventory from a single dashboard.

     

  • Theft Recovery Mode
    Uses cellular, Wi-Fi, Bluetooth, and GPS to track trailers that leave your lot unexpectedly—even after hours.

  • Customer App
    When a trailer is sold, buyers can use the RecovR mobile app to track their trailer in real time, adding peace of mind.

     

Why Would I want to Offer One

  • Operational Efficiency
  • Instantly locate any trailer on your lot.

  • Save time for your team, speed up sales, and reduce errors.

  • Security & Theft Protection
  • Set up alerts and geo-fencing for after-hours movement.

  • Deters theft and may reduce insurance costs.

  • Eligible for a $5,000 vehicle theft reinsurance benefit.

  • New Revenue for F&I
  • No upfront dealership cost.

  • F&I can upsell RecovR as a value-added product to customer

Trailer Brake Light Rear-End Collision Prevention System

What is It?

The Brake Light Rear-End Collision Prevention System is a simple but powerful safety device for trailers. It enhances standard brake lighting by making the third brake light flash rapidly before staying solid when the brakes are applied — grabbing the attention of distracted drivers and helping prevent rear-end collisions.

How It Works

When the driver hits the brakes:

  • The third brake light on the trailer flashes rapidly for a moment.

  • After flashing, it returns to a steady brake light.

  • This sudden flashing acts like an alert, increasing the reaction time of the driver behind.

  •  Only takes 15 minutes to install
  • Works with both new and used trailers

Why Would I want to Offer One

Boost Every Department:

  • Parts Department: Sells the system to the service team.

  • Service Department: Installs the device on trailers.

  • Sales Department: Promotes trailers with this enhanced safety feature.

  • Finance Department: Upsells extended warranty or protection plans with confidence.

High-margin, low-cost product that increases per-unit profit and enhances your trailer lineup.

Trailer Accelerated Payment Program

What is It?

A smarter way to pay off trailer loans faster while saving money on high interest rates. This program converts monthly loan payments into bi-weekly ones, drastically cutting down interest costs and reducing the loan term.

How It Works

  • Bi-Weekly Payments: Instead of 12 monthly payments a year, customers make 26 smaller bi-weekly payments, equating to one extra full payment annually.

  • Integrated Automation: Payments are automatically synced with the customer’s pay schedule for convenience and reliability.

  • Interest Savings: By paying more frequently, interest accrues less, allowing customers to save thousands over time.

Why Would I want to Offer One

  • Earn Commissions: Get paid for every program sign-up.

  • Increase Customer Loyalty: Offering financial tools boosts trust and repeat business.

  • Stand Out from Competitors: Deliver real value that helps customers own faster and smarter

Trailer Credit Repair

What is It?

White Label Credit Repair Software is a customizable, dealership-branded platform that empowers trailer dealerships to offer professional credit repair services directly to their customers. It’s designed to integrate seamlessly into your existing operations—no technical expertise required.

How It Works

This “done-for-the-dealer” solution simplifies the process of helping customers improve their credit:

  • Sign Up customers for credit repair services right at your dealership.

  • Automated Tools analyze credit reports and flag issues.

  • Dispute Management workflows handle corrections efficiently.

  • Client Portal keeps customers informed and engaged.

Recurring Commissions generate monthly income for the dealership.

Why Would I want to Offer One

Many potential buyers struggle to get financing due to credit issues. By helping these customers rebuild their credit, you’re not just offering a service—you are creating qualified buyers and setting the stage for future sales.

Trailer Pre-Paid Maintenance (PPM)

What is It?

A Pre-Paid Maintenance (PPM) plan is a smart, value-packed service that allows trailer owners to prepay for routine maintenance. It’s designed to enhance customer satisfaction while boosting dealership revenue. By locking in today’s prices, customers avoid future service cost increases and ensure their trailers receive regular, expert care.

How It Works

Customers purchase a maintenance package upfront or bundle it into their financing. These packages cover a wide range of essential services at scheduled intervals. When service is due, customers simply bring their trailer in—no payments needed at the visit. They receive priority service, reminders, and professional care every time.

Why Would I want to Offer One

Customer Benefits

  • Lock in Prices – Protect against future cost increases.

  • Faster Service – Prepaid = less time processing payments.

  • Budget-Friendly – Spread maintenance costs over time.

  • Certified Technicians – Quality care from trained pros.

  • Boost Resale Value – Well-maintained trailers sell for more.

  • Plan Transferability – Adds value if the trailer is sold.

  • Service Reminders – Never miss routine maintenance.

  • Genuine Parts – Maintain trailer quality and warranty.

Dealership Benefits

  • Drive Loyalty – Keeps customers returning to your service bays.

  • Increase Revenue – More visits = more opportunities for upsells.

  • Customer Retention – Reduce loss to competitors.

  • Reinsurance Options – Reinsure plans to build your dealership’s bottom line.



Trailer Marketing Campaigns

What is It?

A reinsured marketing campaign blends traditional customer outreach (email, print, promotions) with the power of reinsurance. This creates a dual-benefit system where marketing not only drives customer engagement but also returns financial gains through a structured reinsurance strategy.

How It Works

  1. Identify Target Customers: Start with a defined group, like inactive past buyers or service customers, most likely to respond.

  2. Craft Personalized Offers: Design compelling sales and service incentives (e.g., discounts, free services).

  3. Calibrate Reinsurance Strategy: Structure offers so a portion of the costs are reimbursed through your reinsurance program.

Track & Optimize: Use reinsurance reports to measure performance and refine future campaigns.

Why Would I want to Offer One

  • Reinsurance Profits

  • Turn marketing into a revenue stream. Each campaign that brings a customer back can also generate returns via your reinsurance structure.

  • Enhanced Customer Retention

  • Enticing, personalized offers bring customers back, whether to buy their next trailer or for ongoing service.

  • Smarter Marketing Decisions

  • Access detailed campaign data via reinsurance reporting tools. Know what works, what doesn’t, and continuously improve ROI.

Trailer Done for you F&I

What is It?

A Finance & Insurance (F&I) Department helps your customers get trailer loans and offers valuable add-ons like extended warranties.

How It Works

An Outsourced F&I Department integrates seamlessly with your dealership. They work remotely but are just as effective, using technology to connect with lenders and provide real-time financing approvals and extended warranty options.

Why Would I want to Offer One

Because every trailer sold with financing or a warranty can add $300 to $500+ in profit, without extra work on your part.

Trailer Virtual Insurance Agency

What is It?

A Virtual Insurance Agency is a digital platform integrated into your trailer dealership, allowing you to offer insurance services directly at the point of sale or service. It eliminates the need for a full in-house finance team while still providing customers with immediate insurance options.

How It Works

  • Seamlessly integrates into your sales process.

  • Customers can receive insurance quotes and coverage options while finalizing their trailer purchase.

  • The dealership earns revenue through commissions and potentially ongoing residuals from insurance sales.

  • Managed virtually, so there’s no need for extra staff or physical space.

Why Would I want to Offer One

  • New Revenue Stream: Earn direct commissions and long-term residuals without significant overhead.

  • Boost Sales: Lower insurance costs can increase customers’ available budget for upgrades like extended warranties.

  • Customer Retention: Create a convenient, one-stop shop experience.

  • Operational Efficiency: Streamline your process without a traditional finance department.

  • Stand Out: Differentiate your dealership in a competitive market.

  • Low Risk: Minimal setup cost and easy implementation.

Trailer Digital F&I Products Menu

What is It?

It’s a digital tool that lets trailer dealerships present, manage, and sell F&I products (like extended warranties, gap insurance, etc.) in a professional, personalized, and highly efficient way—right from a touchscreen device or online.

How It Works

  • Accurate Payment Calculations: Gives customers exact monthly payments with products included—no surprises.

  • Personalized Menus: Dynamically builds product offerings based on each customer’s needs and buying history.

  • Full Integration: Syncs with your dealership’s systems and connects with lenders to avoid duplicate entry.

  • Cloud-Based Interface: Works on any device with internet access—ideal for in-person or remote sales.

  • Real-Time Data & AI Tools: Helps you make smarter sales decisions and recommends top-selling products automatically.

Why Would I want to Offer One

  • Enhances customer trust by showing transparent, clear options.

  • Speeds up the sales process—no more paper shuffling or system juggling.

  • Increases revenue by helping your team present more relevant F&I products.

  • Supports remote selling, letting you close deals from anywhere.

  • Improves dealership performance with built-in analytics and reports.

  • Keeps you competitive in a fast-changing, tech-driven market.
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