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RV Reinsurance
What is It?
Reinsurance is the process by which an insurance company transfers a portion of the risks it underwrites to another insurer to reduce its exposure, stabilize loss experience, and free up capital for new underwriting. In traditional insurance, a primary insurer issues policies to customers; in reinsurance, that insurer cedes (or “cedes”) some of its liabilities to a reinsurer in exchange for a share of the premium.
A captive insurance company is a wholly‑owned subsidiary formed by a parent company (or related entities) to provide tailored risk mitigation and insurance services exclusively for its owner’s operations; benefits include lower overall insurance costs, direct access to underwriting profits, and greater control over coverage terms. Captives can be domiciled domestically or offshore, depending on regulatory and tax considerations.
For RV dealerships, reinsurance means using a captive (or similar reinsurance vehicle) to reinsure F&I products—such as extended service contracts, GAP insurance, tire & wheel road hazard, and other vehicle protection plans—that are traditionally placed through external warranty providers. Instead of paying premiums that ultimately fund a third‑party’s underwriting profits, the dealer retains those funds within the captive, creating a new profit center tied directly to F&I sales.
How It Works
- Formation and Licensing
Dealership principals establish a captive insurance company or Producer‑Affiliated Reinsurance Company (PARC), select an appropriate domicile, and secure approval from the state department of insurance to operate as a reinsurer. - Fronting and Ceding
A licensed fronting insurer issues the customer‑facing F&I contracts and collects 100% of the premiums. The fronting insurer then cedes a predetermined percentage of each contract’s risk and associated premium to the captive reinsurance company. - Reserve Funding and Actuarial Oversight
Premiums ceded to the captive are held as loss reserves. Experienced actuaries conduct pricing analyses and reserve studies to ensure that future claim obligations are adequately funded and regulatory requirements are met. - Claims Administration and Profit Realization
The fronting insurer administers and pays customer claims on behalf of the captive. After claims are settled, unearned premium balances plus any investment income on reserve assets accrue to the captive—providing underwriting profits and investment returns to the dealership owner.
Comprehensive risk and pricing analysis, coupled with streamlined F&I processes and private‑label branding, enhances customer retention and elevates dealership profitability through branded warranty offerings.
Why Would I want to Offer One
- Profit Retention and Enhanced Cash Flow
By reinsuring F&I products, dealerships capture unearned premiums and earn interest income on reserve assets—transforming what would be expense outflows into sustainable cash flow streams and balance‑sheet assets. - Tax Efficiencies
Premiums paid to a properly structured captive reinsurance company may be tax‑deductible under IRS risk‑distribution rules, while underwriting profits retained within the captive can compound on a tax‑deferred basis until distributed. - Brand Differentiation and Customer Loyalty
Private labeling service contracts and warranties under the dealership’s own brand fosters stronger customer relationships and improves F&I penetration rates, giving a competitive edge in the market.
Strategic Allocations
Dealerships typically consider reinsurance programs when annual new and used recreational vehicle sales exceed 200–300 units, F&I penetration is 30–40% or higher, and ownership plans extend beyond three years—ensuring adequate scale to justify startup costs and capture underwriting profits.
RV Dealer-Owned Warranty Company
What is It?
A Dealer-Owned Warranty Company (DOWC) is a powerful financial tool that allows RV dealerships to own and control their own service contract business, instead of handing over profits to third-party providers.
How It Works
Traditionally, when you sell an RV service contract for $2,000, your dealership might only keep $1,000. The rest? It goes to someone else.
With a DOWC, you form a C-corporation that acts as the provider of the service contract. This structure allows you to:
- Control all the funds from the contract.
- Recognize insurance company tax benefits.
- Manage claims, reserves, and profits in-house.
For example:
- In year one, you recognize only a portion (e.g., $200) of the premium as earned income.
- The rest is held as Unearned Premium Reserves (UPR), which becomes income over time.
- Acquisition costs turn into strategic tax deductions, possibly resulting in net operating losses (NOLs) that offset other income.
Why Would I want to Offer One
Wealth-Building Potential
Turn service contracts into long-term financial assets. You’re not just making a sale—you’re building a financial engine.
Keep More Profit In-House
Control what was once outsourced: fees, incentives, and reserves. Maximize your F&I profitability.
Tax Advantages
Recognized as an insurance entity, your DOWC enjoys significant tax deferral opportunities and planning flexibility.
Cash Flow Flexibility
Use DOWC-held capital to fund expansions, cover floor plans, or weather market shifts.
Private-Label Options
Brand your warranties and deepen customer trust with dealership-exclusive offerings.
RV Accelerated Payment Program
What is It?
The Accelerated Payment Program is a smarter payment option for RV buyers. Instead of making one monthly payment, customers split that payment into two smaller, bi-weekly payments. This strategy reduces the amount of interest paid over the life of the loan and helps them pay off the RV faster.
How It Works
- Customers pay half of their monthly payment every two weeks instead of once a month.
- Because there are 26 bi-weekly periods in a year, that results in 13 full payments instead of 12 annually—an extra payment each year.
- This extra payment goes directly toward reducing principal, which means less interest overall and faster loan payoff.
- Payments are automated and synced with the customer’s pay schedule, making budgeting easier and improving on-time payments.
Why Would I want to Offer One
As a dealership, offering this program benefits you and your customers:
For Customers:
- Save thousands in interest over time
- Pay off RVs faster, building equity sooner
- Avoid late fees and boost their credit score
- Easier budgeting with income-aligned payments
For Dealerships:
- Boost F&I profits through commissions on each enrollment
- Retain customers longer and get them into better trade cycles sooner
- Increase future sales thanks to customers having more equity in their RVs
- Differentiate your dealership with a smart, customer-friendly financing option
RV Retro or Profit Share Program
What is It?
Dealer Retro or Profit Share Program
Think of it as a performance bonus for selling extended warranties, GAP insurance, Tire & Wheel, and other F&I add-ons. You partner with a warranty provider, and once claims and admin costs are covered, you get a slice of the remaining profits.
How It Works
You sell their products → they track your sales and claims → you hit certain benchmarks → you get paid.
There are usually minimum sales targets, and the profit split is based on how well the products perform (i.e., low claim costs = bigger profit share).
It’s perfect for:
- Smaller to mid-size RV dealerships
- Dealers selling <250 units/year
- F&I teams selling <120 warranties/year
Why Would I want to Offer One
If you’re not big enough for reinsurance yet, this is a great way to still earn backend income. You’re already selling these products—why not share in the profit too?
Extra income with zero upfront cost
Incentivizes your team to sell more
Keeps you loyal to one provider (which could mean better service & support)
Heads up: You don’t control claims, can’t access the funds at will, and might not see full cost breakdowns—but let’s be honest, that’s where you are now… except you’re not earning anything back.
RV Extended Service Contract
What is It?
An Extended Service Contract (ESC)—also known as a Vehicle Service Contract (VSC)—is a protection plan that covers the cost of repairs after the manufacturer’s warranty expires. It helps RV customers avoid unexpected expenses by extending coverage on vital components like the powertrain, electronics, and even full exclusionary protection.
How It Works
You offer your customers a range of customizable warranty options when they purchase a new or used RV. These contracts cover specific parts or systems for a defined period or mileage, depending on the plan. Claims are processed easily, and many of our programs are eligible to be placed inside Reinsurance, Profit Share, or DOWC structures, providing long-term profit potential for your dealership.
We support all types of RV businesses and vehicles, including:
- Travel Trailers (New & Used)
- Motorhomes (Class A, B, C)
- Fifth Wheels
- Sprinter & Conversion Vans
- Horse Trailers
- RV Consignment/Wholesale Dealers
- Banks, Credit Unions, Online Sellers, and more
Popular coverage types include:
- Exclusionary & Stated Component
- Factory Wrap & Electronics-Only
- High Mileage & Unlimited Age/Mileage Plans
- Subscription & Month-to-Month Options
- Certified Pre-Owned (CPO) & Custom-Built RV Programs
Why Would I want to Offer One
- Boost Customer Confidence: Offering ESCs shows your customers you’re committed to long-term support, not just the sale.
- Increase Revenue: Each contract sold contributes to your bottom line—and with reinsurance or profit-sharing, the long-term gains can be substantial.
- Stay Competitive: A robust ESC menu helps differentiate your dealership in a competitive RV market.
- Customer Retention: Ongoing service interactions increase brand loyalty and repeat business.
- Flexibility for All Niches: Whether your customers drive brand-new motorhomes or used trailers, we have a solution that fits their needs—and yours.
RV Guarantee Asset Protection GAP
What is It?
Guaranteed Asset Protection (GAP) is a type of insurance that protects RV buyers from financial loss if their RV is totaled or stolen and the insurance payout doesn’t fully cover the remaining loan balance. It also typically reimburses up to $1,000 of the customer’s insurance deductible.
How It Works
If an RV is lost due to theft, fire, or accident, traditional insurance usually only covers the current market value of the RV, not the full amount owed on the loan.
Here’s a quick example:
- RV’s Value at Loss: $25,000
- Loan Balance: $30,000
- Insurance Settlement: $25,000
- Deductible: $1,000
- GAP Coverage Pays:
- $5,000 (Loan Gap)
- $1,000 (Deductible)
- Total Payout: $6,000
- $5,000 (Loan Gap)
Why Would I want to Offer One
Offering GAP coverage at your RV dealership provides value to both your business and your customers:
- Protects Customers from out-of-pocket losses in the event of total loss.
- Builds Trust & Loyalty, showing your dealership cares about customers’ long-term financial wellbeing.
- Enhances Profitability by adding a revenue stream through product sales.
- Customizable for All Dealer Types – Franchise, used, consignment, etc.
- Reinsurance & DOWC Compatibility – Adds value to dealer-owned protection programs.
- Nationwide Coverage – Available and compliant in all 50 U.S. states.
A Safety Net for Your Customers
- RV’s Value at Loss Time: $25,000
- Loan Balance at Loss Time: $30,000
- Insurance Settlement: $25,000
- Insurance Deductible: $1,000
- Total GAP Needed: $5,000
- Total GAP Payout: $6,000
GAP Programs Tailored for the RV Industry:
Our GAP programs are designed to meet the diverse needs of the RV dealership landscape, including new franchise RV dealers, used RV dealers, RV consignment dealers, and more. Whether your dealership specializes in luxury motorhomes or diverse travel trailers, we have a GAP solution that aligns with your business model. Furthermore, our GAP offerings can be integrated into reinsurance and Dealer-Owned Warranty Company (DOWC) programs, enhancing their value and appeal.
Nationwide GAP Solutions:
We have GAP products and GAP like options for all states:
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Oregon
- Pennsylvania
- Rhode Island
- Virginia
- Wisconsin
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- South Carolina
- South Dakota
- Tennessee
- Washington
- Wyoming
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Texas
- Utah
- Vermont
- West Virginia
Can’t find what you are looking for? Send us a message there is a 99% chance we have it.
GAP Protection is also available for :
- GAP for Auto Dealers
- GAP for RV Dealers
- GAP for Powersport & Motorcycle Dealers
- GAP for Trailer Dealers
- GAP for Boat Dealers
RV Diminished Value Protection
What is It?
Diminished Value Protection is a program that protects RV owners from the loss in value their vehicle might suffer after an accident, even if it’s perfectly repaired. After a claim, the RV’s resale or trade-in value often drops, and this protection helps cover that gap.
How It Works
- Offered at the time of RV purchase or financing.
- If the RV is involved in an accident and repaired, the owner can file a claim for the loss in market value.
- Claim payments go directly to your dealership if you have a body shop or service center—simplifying the customer experience and boosting your revenue.
- Dealerships can reinsure the program, turning it into an ongoing profit center, not just a one-time commission.
Why Would I want to Offer One
- Protects your customers’ investments – Their RV keeps its value post-accident.
- Builds trust and repeat business – You’re looking out for their long-term value.
- New revenue stream – Commissions and reinsurance profits.
- Gives you a competitive edge – Especially in states like California where GAP coverage may not be an option.
- Enhances service department income – Claims paid directly to your shop means more business.
RV Tire & Wheel Road Hazard Coverage
What is It?
RV Tire & Wheel Road Hazard Coverage is a protection plan that pays for the repair or replacement of your RV’s tires and wheels if they’re damaged by unexpected road hazards—like potholes, nails, glass, or debris. It helps keep your RV rolling smoothly, without unexpected repair bills.
How It Works
If your RV’s tires or wheels are damaged due to a covered road hazard:
- You file a claim through the coverage provider.
- The plan pays for the cost to repair or replace the damaged tires or wheels.
- It can also cover additional costs like:
- Mounting, balancing, taxes, and labor
- Disposal fees
- Emergency travel expenses
- Roadside assistance (up to $500 per occurrence)
- Flat tire changes, fuel delivery, towing, locksmith, rental car reimbursement
- Optional add-ons: Curb damage coverage and Cosmetic repairs
- Mounting, balancing, taxes, and labor
Terms can range from 1 to 10 years, depending on the level of protection chosen.
Why Would I want to Offer One
- Better Customer Experience
Show customers you care beyond the sale. This protection gives them peace of mind, especially on long RV trips. - Boosts Revenue
Every plan sold adds a new income stream to your dealership with built-in commissions. - Stand Out from the Competition
Not every dealership offers this kind of coverage. Adding it to your offerings gives you a unique edge. - Builds Loyalty
When customers feel protected, they’re more likely to return to your dealership for future purchases or service.
RV Tire Seal Protection
What is It?
RV Tire Seal Protection is a revolutionary tire care solution that helps prevent flats before they happen. It uses a patented liquid sealant, injected directly into your RV’s tubeless tires, to seal punctures up to 5/8″ in diameter and prevent slow rim and bead leaks. It’s peace of mind in a bottle.
How It Works
Once the sealant is inside the tires, it continuously protects them while you drive:
- Seals punctures and leaks instantly—from nails, glass, or potholes.
- Acts as a preventative layer, reducing the risk of flats or blowouts.
- If damage happens that the sealant can’t fix? The program covers repair or full replacement of the tires and wheels—including labor, taxes, mounting, balancing, and disposal.
Optional roadside assistance provides backup when you’re out on the road.
Why Would I want to Offer One
As a dealership, this program is a win-win:
- Boosts revenue: Non-cancellable product = consistent profit stream, similar to RV paint or fabric protection.
- Enhances customer satisfaction: RV owners love the added protection and convenience.
- Differentiate your dealership: Offering Tire Seal Protection sets you apart.
- Fits many vehicles: Works for new and used RVs, travel trailers, fifth wheels, motorhomes, and more.
- Backed by coverage: Available from 1 to 8 years, giving buyers flexibility.
RV: Theft Protection
What is It?
RV Code/Etch Theft Protection is a security feature designed to help prevent RV theft and assist in recovery if a vehicle is stolen. It works by placing unique, traceable labels with special codes on different parts of the RV. These codes are visible under UV light—even if someone tries to remove the label—making it easier for law enforcement to identify and recover stolen vehicles.
If the RV is stolen and not recovered, the customer may receive a cash benefit of up to $8,000, providing extra peace of mind.
How It Works
- Unique ID Labels are applied to hidden and visible areas of each RV.
- Codes are traceable even if labels are removed—thanks to UV-detectable marks.
- If a theft occurs and the RV is not found, the customer gets a financial payout (up to $8,000).
- Law enforcement can use the code to help recover the vehicle.
- It’s eligible for reinsurance, allowing dealers to boost their profits from the program.
Why Would I want to Offer One
- Increase Profits: It’s a high-margin product with low cost to implement.
- Close More Sales: Adds peace of mind for buyers, making your offer more attractive.
- Protect Your Lot: If an RV is stolen from your dealership, you could receive a payout to help cover the loss.
- Quick & Easy to Install: Ideal as a “preload” product on all inventory.
- Boost Customer Trust: Shows buyers that you care about their investment.
- Reinsurance Eligible: Build long-term wealth through participation in your own reinsurance company.
RV: RecovR GPS
What is It?
RecovR GPS & Lot Management is a smart, wire-free tracking system specifically designed for RV dealerships. It provides real-time location tracking of every unit on your lot using a GPS-enabled device with a 5-year battery life. Developed by Kudelski IoT, it also serves as a powerful theft recovery tool and a value-added product for customers through the RecovR app.
HOW IT WORKS
How It Works
- Quick Install: Devices install in under a minute with no wires or tools.
- Real-Time Tracking: Easily see every RV on your lot from a single digital platform.
- Multi-Tech Theft Recovery: Uses GPS, cellular, Wi-Fi, and Bluetooth to recover stolen vehicles.
- Geofencing & Alerts: Get notified if RVs leave the lot after hours or enter restricted zones.
- Customer App: When a unit is sold, the buyer gets access to the RecovR app to track their RV.
No Upfront Cost: The dealership doesn’t pay to implement RecovR—it can even become a new revenue stream via F&I.
Why Would I want to Offer One
- Improve Lot Management: Instantly know where every unit is—no more walking the lot or hunting for keys.
- Boost Security: Deter theft and increase recovery chances, possibly lowering insurance premiums.
- New Revenue for F&I: Offer RecovR as an add-on for customers—plus it qualifies for reinsurance with a $5,000 theft benefit.
- Fleet Tracking: Manage loaner or rental units efficiently and ensure they stay in designated zones.
- Service Visibility: Track service vehicles, improving transparency and turnaround time.
Enhance Customer Experience: Provide peace of mind post-sale with the RecovR app, giving your dealership a reputation for innovation and care
RV Brake Light Rear-End Collision Prevention System
What is It?
It’s a safety device for RVs called the Brake Light Rear-End Collision Prevention System. It makes the third brake light flash rapidly when braking, instead of just lighting up steadily. This grabs the attention of drivers behind and helps prevent rear-end collisions—especially from those who are distracted.
How It Works
- When the RV driver hits the brakes, the third brake light flashes quickly (instead of just turning on).
- After a moment, it transitions into a solid brake light, just like normal.
- That flashing pattern is much more eye-catching to drivers behind, giving them extra reaction time.
Result? Fewer rear-end collisions.
Why Would I want to Offer One
Big reasons to offer this system:
Profitability Across Departments:
- Parts Dept: Sells the unit.
- Service Dept: Charges for installation.
- Sales Dept: Uses it as a value-add feature for the RV.
- Finance Dept: Sells extended protection with warranty options.
Customer Incentive:
- If an RV equipped with the system still gets rear-ended, the customer gets up to $5,000 toward a new vehicle.
- This guarantee boosts customer confidence and loyalty.
Reinsurance Opportunity:
- Dealerships can reinsure the product, opening another stream of revenue.
Customer Benefits:
- Safer RVs.
- Peace of mind while traveling.
- Financial protection if an accident still happens.
Competitive Edge:
- Position your dealership as safety-focused and innovative.
- A proven profit center already used by thousands of other dealers.
RV Paint & Fabric Protection
What is It?
Paint & Fabric Protection, also known as environmental protection, is a professionally applied, eco-friendly chemical coating for both the RV’s interior and exterior. It’s engineered to shield the exterior from environmental hazards such as bird droppings, tree sap, hard water marks, sun damage, acid rain, and more, while the interior benefits from protection against stains, rips, tears, spills, and odors, thanks to antimicrobial solutions.
How It Works
This professionally applied product acts as a barrier between the RV and environmental threats. It helps:
- Maintain a like-new look over time
- Increase trade-in/resale value by preserving the RV’s appearance
- Provide peace of mind with warranty-backed protection
- It’s a non-cancellable product that can be preloaded or sold through F&I, and dealerships can reinsure it for added profit potential.
- Maintain a like-new look over time
Why Would I want to Offer One
- Boost Profit Margins: A new F&I product with strong ROI
- Customer Satisfaction: Helps buyers protect their RV investment from day one
- Enhances Resale Value: RVs with paint & fabric protection look better, sell for more
- Easy to Offer: Quick to install, flexible terms (1–7 years), and can be bundled with other cosmetic protections like PDR
- Reinsurance Opportunity: Keep more profit in-house by reinsuring the product
Windshield Protection for Motorized RV Dealers: A Clear Advantage
What is It?
Windshield Protection for Motorized RVs is a premium, ultra-hydrophobic coating designed to protect RV windshields from the elements while improving visibility and driving safety. This exclusive two-step application forms a durable barrier that repels water, bugs, mud, and debris — all while simplifying windshield maintenance.
It also includes a Windshield Warranty: If a treated windshield chips or cracks, the repair or replacement is covered.
This product isn’t just protection — it’s peace of mind for RV owners and a value-adding solution for dealerships.
How It Works
Windshield Protection uses a patented formula that creates a long-lasting hydrophobic layer on the glass. Here’s what it delivers:
- Enhanced Visibility: Improves clarity during rain, snow, and fog for safer travels.
- Elemental Defense: Shields against water, ice, bugs, mud, and small road debris.
- Simplified Cleaning: Makes dirt and grime slide right off, saving time and effort.
- Glass Preservation: Protects against acid rain, corrosion, and mineral buildup.
Warranty Coverage: If a protected windshield is damaged, the cost of repair or replacement is covered.
Why Would I want to Offer One
For RV Dealerships, Windshield Protection offers multiple strategic benefits:
- New Revenue Stream: A high-margin upsell that increases profit per unit sold.
- Stronger F&I Portfolio: Empowers your F&I team with a valuable, easy-to-sell product.
- Higher Customer Satisfaction: RV owners notice the real benefits — clearer visibility, easier cleaning, and better protection — which boosts trust and loyalty.
- Manager-Friendly: Aligns perfectly with dealership goals to increase profitability while enhancing the overall ownership experience for customers.
- Proven ROI: Thousands of dealerships have implemented it successfully.
RV Warranty Forever®
What is It?
Warranty Forever® is a lifetime powertrain warranty program offered through select RV dealerships. It’s not available to every dealer—only a limited number—so it adds a layer of exclusivity. It covers essential RV components for as long as the customer owns the vehicle, at no additional cost.
How It Works
- Included at the time of sale: Every qualifying RV sold by your dealership includes the Warranty Forever® program at no extra cost to the customer.
- Ongoing service required: To maintain coverage, customers must follow a regular maintenance schedule (which they do at your service department).
- Simple claims process: If repairs are needed on covered components, the warranty kicks in, keeping your customers satisfied and on the road.
- Integrated across departments:
- Sales: Helps close deals.
- Service: Drives repeat service visits.
- F&I: Adds value to protection plans and builds trust.
- Sales: Helps close deals.
Why Would I want to Offer One
Because it boosts every area of your business:
- Increases sales by standing out from the competition.
- Drives service revenue from routine maintenance tied to warranty eligibility.
- Improves customer retention—people come back to you for years.
- Raises perceived value of your RVs.
- Enhances your reputation through word-of-mouth and referrals.
Strengthens departmental synergy—sales, service, parts, and F&I all benefit.
RV Battery Forever
What is It?
Forever Battery is a premium battery and key protection program designed for RV owners. It includes:
- Long-lasting, corrosion-resistant batteries for RVs
- Bluetooth-enabled key and phone tracking
- No-cost replacement for batteries or key tracking devices that fail
- On-demand location services for lost keys or phones
It’s more than a battery—it’s peace of mind, advanced tracking, and dependable performance rolled into one.
How It Works
- Battery Technology: Uses advanced materials to eliminate corrosion, reduce battery drain, and extend battery life, ensuring smoother RV starts.
- Bluetooth Tracking: A device is integrated with keys and phones, allowing users to locate lost items quickly using a smartphone app.
- Replacement Program: If a covered battery or tracking device fails, it’s replaced at no cost to the customer.
- Preload-Friendly: Easy to install during the prep process, making it a seamless F&I upsell.
Why Would I want to Offer One
For your dealership, it means:
- Stronger F&I Product Lineup: A non-cancellable item that boosts profit per unit and increases value.
- Recurring Revenue: New program fees and possible reinsurance income.
- Customer Satisfaction & Loyalty: You’re solving common RV pain points—dead batteries and lost keys—before they become problems.
- Competitive Differentiator: You’ll stand out from other dealerships by offering a tech-forward, high-convenience solution.
- Increased Service Engagement: More touchpoints with customers through battery service and tracking support.
RV Prepaid Maintenance
What is It?
Prepaid Maintenance Plans (PPM) are service packages that customers pay for upfront (either rolled into their RV financing or purchased separately). These plans cover routine maintenance needs for RVs—like oil changes, winterization, tire rotations, and more.
How It Works
- Customer buys the plan at the time of RV purchase or shortly after.
- The plan covers multiple services over a set period or mileage—services are outlined clearly upfront.
- The dealership performs the services when customers come in—easy, convenient, and already paid for.
Optional: Plans can be transferred if the RV is sold, and they can also be set up with reinsurance to generate profit long-term.
Why Would I want to Offer One
For Dealerships:
- Drives Revenue: Increases service lane traffic, upsells, and accessories.
- Boosts Loyalty: Customers come back to your store—not the guy down the road.
- Retention Tool: Especially valuable for pre-owned RVs—keeps them coming back.
- Reinsurance Opportunity: Profit from underwriting unused services.
For Customers:
- Price Protection: Locks in today’s prices on future maintenance.
- Certified Service: Work done by trained RV techs, using authentic parts.
- Stress-Free Upkeep: Maintenance reminders and pre-paid visits = no budgeting surprises.
- Higher Resale Value: Records show the RV’s been well cared for.
- Transferable: Adds value when selling the RV.
RV Roadside Assistance
What is It?
Customizable Roadside Assistance Programs are flexible, white-labeled service plans designed specifically for RV dealerships. They provide 24/7 emergency support and lifestyle perks tailored to the needs of RV owners—everything from towing and flat tire changes to travel planning, discounts, and technical support.
How It Works
Your dealership partners with a provider to build a branded roadside assistance package. You choose the services, coverage levels, and pricing tiers that best reflect your brand and your customers’ needs. Once integrated, your dealership can offer this as a value-added service at the point of sale, during service appointments, or as a loyalty/re-engagement tool.
When an RV owner experiences an issue on the road, they simply call a dedicated hotline. The service team dispatches help immediately, providing peace of mind and reinforcing trust in your dealership.
Why Would I want to Offer One
Offering a customizable roadside assistance program helps your dealership:
- Stand Out: Differentiate your dealership from competitors with an added-value service.
- Drive Loyalty: Keep customers coming back with ongoing support they’ll rely on.
- Boost Sales: Make your RVs more appealing with included protection and perks.
- Generate Revenue: Create new income streams with tiered memberships or renewals.
- Build Brand Equity: Position your business as a customer-focused, full-service partner.
This isn’t just a service—it’s a long-term strategy to enhance your dealership’s reputation, boost customer satisfaction, and create lasting relationships.
RV Virtual Insurance Agency
What is It?
A Virtual Insurance Agency is an integrated, digital insurance solution that RV dealerships can offer directly to their customers during the sales or service process. It allows customers to explore, get quotes, and purchase insurance without needing a separate provider or leaving the dealership (physically or online).
How It Works
- Fully Virtual: There’s no need for in-house insurance staff or extra office space. Everything operates online or through your existing dealership workflow.
- Integrated in the Sales Process: When a customer is buying an RV, they can be offered insurance on the spot through the virtual platform.
- Managed by Experts: The agency provider handles licensing, compliance, servicing, and claims, so you focus on sales while earning passive income.
Simple Setup: You pay a small upfront fee to integrate the service, and the rest is performance-based.
Why Would I want to Offer One
- Make More Money: You earn commission on every insurance policy sold — including renewals — creating a recurring revenue stream.
- Help Customers Save: Customers can often save money on insurance, which frees up more of their budget for extras like warranties, GAP, or service contracts.
- Sell More F&I Products: With lower monthly insurance costs, customers can afford more protection products, boosting your backend profit.
- Differentiate Your Dealership: Offering an all-in-one buying experience, including insurance, sets you apart from competitors.
- Reduce Overhead: No need to hire or train new staff — the virtual model keeps it lean and compliant.
- Increase Customer Loyalty: Providing more value builds trust and keeps customers coming back for upgrades, services, or referrals.
RV Credit Repair
What is It?
White Label Credit Repair Software is a dealership-branded platform that allows RV dealerships to offer professional credit repair services to their customers—without building a program from scratch. It’s fully customizable, seamlessly integrates with your current operations, and is designed to deliver real financial results for your clients.
How It Works
- Customer Enrollment: Dealership staff enrolls clients into the credit repair program with just a few clicks.
- Automated Credit Analysis: The software identifies inaccuracies and improvement opportunities on credit reports.
- Dispute Resolution: The platform manages disputes and tracks progress automatically.
- Client Portal: Customers get their own dashboard to view progress, communicate, and stay informed.
- White Label Branding: Everything appears under your dealership’s brand, enhancing trust and professionalism.
Why Would I want to Offer One
Increase RV Sales
Help more customers qualify for financing by improving their credit scores, opening the door to purchases they otherwise couldn’t make.
Generate Recurring Revenue
Each enrolled customer becomes a subscription-based income source. You earn commissions monthly, creating a steady and scalable revenue stream.
Boost Customer Loyalty
By helping customers achieve financial improvement, you create deeper trust—bringing them back for future RV needs.
Secure Future Sales
Don’t lose potential buyers due to poor credit. Instead, nurture them through the credit repair process and close the sale down the line.
RV Marketing Reinsurance
What is It?
A Reinsured Marketing Campaign is a strategic dealership promotion, like a loyalty voucher or service discount, designed to drive customer returns while also generating profits through a reinsurance program. Essentially, your dealership offers valuable incentives, but instead of being pure expenses, those incentives are backed by a reinsurance company that you (the dealer) own or benefit from.
How It Works
- Target Your Audience: Identify customer segments (e.g., past leads or service customers) to receive your offers.
- Create Personalized Offers: Example—$1,000 off next RV purchase, free tire rotation, or discounted services.
- Fund Through Reinsurance: These incentives are funded and reimbursed via your dealership’s reinsurance structure—turning them into a revenue opportunity.
- Track & Optimize: Detailed campaign performance reporting lets you tweak for better results next time.
- Compliance & Setup: Reinsurance experts help you legally and effectively structure the campaigns.
Why Would I want to Offer One
- Generate New Profits: Your offers become income sources via reinsurance, instead of just marketing costs.
- Build Customer Loyalty: Personalized incentives bring customers back for sales or service.
- Boost Retention & Engagement: Customers see value, increasing satisfaction and repeat business.
- Stand Out from Competitors: Few dealerships use this—be the one that does.
RV Outsourced F&I
What is It?
Outsourced F&I (Finance & Insurance) is a fully managed, virtual finance department tailored for RV dealerships. It replaces or supplements your in-house F&I manager with a team of expert finance professionals—no hiring, training, or overhead required.
How It Works
- Plug-and-Play Setup: We integrate seamlessly with your sales process—no need for internal restructuring.
- Experienced F&I Experts: Our team handles customer finance approvals, product presentations, compliance, and paperwork.
- Lender & Product Access: Leverage our national network of lenders and top-tier F&I products (VSC, GAP, T&W, Theft, etc.).
- Fully Compliant: We ensure all deals meet legal and lender requirements, reducing risk for your dealership.
- Scalable: Whether you sell 10 or 100 RVs a month, our service scales with your business.
Why Would I want to Offer One
- Maximize Profit per Unit: F&I can represent up to 40% of dealership revenue (RVDA). Don’t leave that money on the table.
- Save on Costs: Avoid the cost of hiring full-time F&I managers while accessing better performance.
- Sell More, Faster: Let your sales team focus on what they do best—selling RVs—while we handle the financing.
- Boost Customer Satisfaction: We make financing smooth and professional, improving the buyer experience.
- Future-Proof Growth: As you grow, we grow with you—helping you transition to an in-house team if/when needed.
RV Digital F&I Products Menu
What is It?
The Digital F&I Products Menu is an advanced, web-based tool used by RV dealerships to present Finance & Insurance (F&I) products, like extended warranties, GAP coverage, and service plans, to customers during the sales process. It replaces paper-based or static methods with dynamic, customizable digital presentations that enhance both customer understanding and dealership performance.
How It Works
- Customizable Menus: Sales and F&I managers create tailored product presentations based on the customer’s profile, RV purchase, and financing terms.
- Accurate Payment Calculations: The system provides real-time, precise payment options including selected F&I products, ensuring full transparency.
- Seamless Integration: It connects with your DMS, lenders, and product providers, reducing manual input and avoiding errors.
- Remote & In-Store Access: It works on any touchscreen device, enabling on-site or remote presentations—even for out-of-state buyers.
- Smart Automation: AI tools recommend the best product combinations based on past dealership data and customer profiles.
Why Would I want to Offer One
Offering a Digital F&I Products Menu at your RV dealership delivers several strategic benefits:
- Boosts Profitability: Increases F&I product penetration with personalized, data-driven presentations.
- Enhances Customer Trust: Transparent, professional presentations improve credibility and satisfaction.
- Saves Time & Reduces Errors: Integrated systems eliminate rekeying and streamline operations.
- Supports Remote Selling: Perfect for customers buying from a distance—keep sales moving no matter the location.
- Strengthens Competitive Advantage: Demonstrates innovation, making your dealership stand out.
- Improves Compliance: Ensures consistent, legally sound F&I presentations across your team.